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Attorney calculating car accident settlement value

Free Tool • Estimate Only

Settlement Value Calculator

Get a rough estimate of your car accident claim's potential value.

How Car Accident Settlements Are Calculated

Car accident settlements typically involve two types of damages: economic damages (medical bills, lost wages, property damage) and non-economic damages (pain and suffering, emotional distress, loss of enjoyment of life).

Insurance adjusters and attorneys often use a multiplier method to estimate pain and suffering: they multiply your economic damages by a factor between 1.5 and 5 (or higher for severe injuries). Our calculator uses this approach to give you a settlement range based on your inputs.

Remember: settlement values vary significantly by state, and your actual outcome depends heavily on the specific facts of your case, available insurance coverage, local laws, and the skill of your attorney. This tool provides estimates only — consult an attorney for an accurate valuation.

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This calculator provides estimates only. Actual settlements vary significantly. Consult an attorney for an accurate case valuation.

ER visits, hospitalization, physical therapy, etc.

Income lost due to injury and recovery

Ongoing treatment, surgeries, therapy

Frequently Asked Questions

How accurate is the settlement calculator?+
The calculator provides a rough estimate range based on typical multipliers used in personal injury settlements. Actual settlement values depend on many factors including the specific facts of your case, insurance policy limits, state law, attorney negotiation, and whether the case goes to trial. Always consult an attorney for an accurate case valuation.
What is a settlement multiplier?+
A settlement multiplier is a number applied to your economic damages (medical bills + lost wages) to estimate non-economic damages (pain and suffering). Multipliers typically range from 1.5x for minor injuries to 5x or more for severe, permanent injuries. State law in your jurisdiction may affect how non-economic damages are calculated in your specific case.
What factors affect my car accident settlement?+
Key factors include: severity and permanence of your injuries, your total medical expenses (past and future), lost wages and loss of earning capacity, the degree of the other driver's fault, your degree of fault under your state's comparative fault rules, available insurance policy limits, and whether you have strong evidence. An experienced attorney can help maximize your recovery.
Should I accept the insurance company's first offer?+
Rarely. Insurance companies' initial offers are almost always below the fair value of your claim. They are trying to close the claim quickly and cheaply. Before accepting any settlement, consult with a personal injury attorney who can evaluate whether the offer is fair. Most attorneys offer free consultations and work on contingency.

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